Personal Banking ProductsCurrent Rates
Residential Mortgage Interest Rates
as of July 08, 2010
Call today for details regarding
New Construction Loans
and
Camp and Cottage Loans
| Product | Term | Minimum Down Payment | Rate | Points | APR* | **Payment per $1,000 |
| Fixed | 10-15 | 5% | 4.375% | 0 | 4.43% | $7.59 |
| Fixed | 20 | 5% | 4.500% | 0 | 4.54% | $6.33 |
| Fixed | 25-30 | 5% | 4.750% | 0 | 4.78% | $5.22 |
Note:Minimum mortgage $20,000
|
*APR (Annual Percentage Rate) calculations are based on the most recent index available.
PMI mortgages requiring less than 20% to 5% down payment are available on all the above mortgage programs.
Rates Subject to Change Without Notice
Also in this section...
Address: 100 W. Dominick Street P.O. Box 311 Rome, NY 13440-5810
Phone: (315) 336 - 7300
Bank Routing Number: 2213 7107 1
Phone: (315) 336 - 7300
Bank Routing Number: 2213 7107 1
