Current Rates

Savings Rates

Interest Rates and Annual Percentage Yields Subject to Change Without Notice.

Account Product Name	Minimum Opening Deposit	Minimum Balance to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
Effective June 14,2010
Passbook Savings (b)	$25.00	$25.00 (c)	0.40%	0.40%
Statement Savings (b)	$25.00	$25.00 (c)	0.40%	0.40%
91 Day Certificate of Deposit (a)	$2,500.00	$2,500.00 (c)	.60%	0.60%
182 Day Certificate of Deposit (a)	$2,500.00	$2,500.00 (c)	.80%	.80%
12 Month Certificate of Deposit (a)	$500.00	$500.00 (c)	1.09%	1.10%
18 Month Certificate of Deposit (a)	$500.00	$500.00 (c)	1.24%	1.25%
24 Month Certificate of Deposit (a)	$500.00	$500.00 (c)	1.54%	1.55%
30 Month Certificate of Deposit (a)	$500.00	$500.00 (c)	1.64%	1.65%
36 Month Certificate of Deposit (a)	$500.00	$500.00 (c)	1.88%	1.90%
48 Month Certificate of Deposit (a)	$500.00	$500.00 (c)	2.30%	2.32%
60 Month Certificate of Deposit (a)	$500.00	$500.00 (c)	2.52%	2.55%
Christmas & Vacation Clubs (b)	$1.00	$25.00 (c)	0.40%	0.40%

Account Product Name	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield
Money Market Deposit account (b)
Portion of Your Daily Balance $25.00 - $2,499.99	$2,500.00	0.40%	0.40%
Portion of Your Daily Balance $2,500.00 - $9,999.99	$2,500.00	.40%	0.40%
Portion of Your Daily Balance $10,000.00 - $24,999.99	$2,500.00	.75%	0.75%
Portion of Your Daily Balance $25,000.00 and up	$2,500.00	.95%	0.95%

^a A penalty may be imposed for early withdrawal.
^b The interest rate and annual percentage yield may change after account opening.
^c Daily Balance. The amount of principal in the account each day.

Current Rates

Savings Rates

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