Consumer Mortgages

Mortgages

Your home may be the most important purchase you make in your lifetime. Let one of our local mortgage professionals assist you in finding the mortgage that is perfect for you. Whether you are purchasing, building a new home or refinancing an existing home, you can count on us. Our experienced mortgage staff will guide you through your mortgage pre-qualification and application process and schedule a timely mortgage closing

If you have any questions about any of our mortgage loan products, please call us at 1-800-280-9315.

Programs that meet your needs!

Primary Residences...Second Homes...  Investment Properties…Camps & Cottages
Owner Occupied- Existing homes including modular and doublewide mobile homes (on your own land)
Non-owner Occupied- 1 family and 2-4 family residences.

Fixed Rate Residential Mortgage Loans

The interest rate remains the same for the life of your mortgage, allowing for a consistent payment amount. A fixed rate gives you the comfort of knowing that your payment will not change with fluctuating interest rates.
Rome Savings Bank offers special mortgage opportunities requiring a minimum of 3-5% down payment on other programs.

Looking to Refinance?

You could save thousands of dollars by refinancing your mortgage with Rome Savings Bank’s competitive terms and rates. We offer 90% cash out programs with or without MI, and 97% rate and term refinances for qualified borrowers.

Great Service and Great Rates

At Rome Savings Bank we understand the importance of staying competitive in the financial services marketplace. We work hard to offer you great rates combined with the best service you will find. Click here for our current mortgage rates.

Apply Today!

The mortgage staff at Rome Savings Bank looks forward to helping you with all of your home mortgage needs. Call 315-336-7300 or toll free 1-800-280-9315 to set up an appointment that is convenient for you, or stop into any of our branches today.