Deposit Products

Savings Accounts

Passbook Day of Deposit Savings Accounts

This is an interest bearing passbook account, available to individuals and businesses. Interest is earned from day of deposit to day of withdrawal. Passbook required for all withdrawals.

Statement Savings

This is an interest bearing statement account, with a free ATM card, available to individuals and businesses. Interest is earned from day of deposit to day of withdrawal.

Christmas and Vacation Club Accounts

These are interest bearing passbook accounts, available to individuals and businesses. Interest is earned from day of deposit to day of withdrawal. A check for the balance is sent at maturity. Premature withdrawals are not allowed .

Money Market Savings

This account allows 6 telephone transfers each 4 week period. Unlimited withdrawals at the teller line. Interest is compounded and paid monthly.

Certificates of Deposit

These are higher-yielding interest bearing passbook accounts for larger sums that are locked into terms between 91 days and 5 years.

Roth and Traditional IRA's

plan your retirement funds. These accounts are available in the same terms as our other Day of Deposit or Certificate accounts.

 

Personal Checking Accounts

Totally Free Checking *

No service fees, no per check fee. This account does not pay interest. MasterMoney debit card available with no annual fee.

Low Minimum Interest Checking *

$5.00 service charge only if balance drops below $500.00. This account pays interest. MasterMoney debit card available with no annual fee.

No Minimum Interest Checking

$4.00 monthly service charge. This account pays interest. MasterMoney debit card available with no annual fee.

Economy Interest Checking *

$.20 charge per check written. No monthly service charge. This account pays interest. MasterMoney debit card available with no annual fee.

50+ Free Interest Checking *

No monthly service charge if either signer is over 50 years of age. This account pays interest. MasterMoney debit card available with no annual fee.

VIP Free Interest Checking *

No monthly service charge if you have a direct deposit to the account or you have an automatic Rome Savings loan payment. This account pays interest. MasterMoney debit card available with no annual fee.

Wall Street Checking *

$8.00 service charge only if the balance drops below $1000.00. This account pays interest at a premium rate for higher balances. MasterMoney debit card available with no annual fee.

* Customer pays for check orders.