Savings Accounts

Passbook Day of Deposit Savings Accounts

This is an interest bearing passbook account, available to individuals and businesses. Interest is earned from day of deposit to day of withdrawal. Passbook required for all withdrawals.

Statement Savings

This is an interest bearing statement account, with a free ATM card, available to individuals and businesses. Interest is earned from day of deposit to day of withdrawal.

Christmas and Vacation Club Accounts

These are interest bearing passbook accounts, available to individuals and businesses. Interest is earned from day of deposit to day of withdrawal. A check for the balance is sent at maturity. Premature withdrawals are not allowed

Money Market Savings

This account allows 6 telephone transfers each 4 week period. Unlimited withdrawals at the teller line. Interest is compounded and paid monthly.

Certificates of Deposit

These are higher-yielding interest bearing passbook accounts for larger sums that are locked into terms between 91 days and 5 years.

Business Checking Accounts

Preferred Business Checking

For businesses with fewer transactions. 200 free transactions. $.25 per transaction exceeding that amount. No monthly service charge. Preferred Business debit card available.

Preferred Plus Business Checking

For accounts maintaining a higher monthly balance. No monthly service charge for accounts with monthly average balance of over $15,000, otherwise $7.50 a month plus transaction fees. Preferred Business debit card available.

Community Relations Checking

Free checking available to strictly non-profit organizations. Preferred Business debit card available.